Daniel Zajac, CFP®

Confessions of a Financial Planning Junkie

Main navigation

Main Content

Confessions of a Financial Planning Junkie

With Daniel Zajac CFP®

What’s New

My Most Recent Articles

What You Should Know About Stock Appreciation Rights?

By 2 Comments

A stock appreciation right is a method that companies can use to give their executives and other employees a bonus if the company performs well financially. The bonus payment is equal to the appreciation in the company stock between the time of the grant price of the SARs and the exercise date of the right. Like non-qualified stock options and incentive stock options, stock appreciation rights allow employees to participate in the upside potential of the company via an appreciating stock price. Additionally, they may be issued a grant date, …

[Read More...] about What You Should Know About Stock Appreciation Rights?

Diversification Strategies for Company Owned Stock and Stock Options

By Leave a Comment

Company-owned stock and stock options are assets that may generate significant wealth.  They may also pose the largest risk to future financial security. This risk reward tradeoff is inherent to investing and is heightened as one’s concentrated stock position increases. In truth, the value of a concentrated position may fluctuate wildly.  It is this balance of risk and reward that makes the management of a concentrated position so difficult. For example, how does one plan for a specific goal, such as retirement, when so much of their assets …

[Read More...] about Diversification Strategies for Company Owned Stock and Stock Options

Work With Me

Investment Management

A customized solution for clients seeking professional management of their investments including investment analysis, investment selection, risk management, account monitoring, and consolidated performance reporting.

Wealth Management

Designed for affluent households or those with multiple planning needs, our wealth management platform is a customized professional service that integrates client education, advice, and solutions into a comprehensive plan developed by a single wealth management team.

Financial Planning

A process oriented service that helps clients evaluate their current financial situation, identifies opportunities, makes recommendations, sets goals, and tracks attainment.

Recent Articles