A stock appreciation right is a method that companies can use to give their executives and other employees a bonus if the company performs well financially. The bonus payment is equal to the appreciation in the company stock between the time of the grant price of the SARs and the exercise date of …
[Read more...] about What You Should Know About Stock Appreciation Rights?
Company-owned stock and stock options are assets that may generate significant wealth. They may also pose the largest risk to future financial security. This risk reward tradeoff is inherent to investing and is heightened as one’s concentrated stock position increases. In truth, the value of a …
[Read more...] about Diversification Strategies for Company Owned Stock and Stock Options
For many retirees, the burden of meeting a required minimum distribution is an unwelcomed but necessary event. This is an annual requirement that forces a taxable distribution from an otherwise tax-deferred account. Unfortunately, the penalty for not taking the distribution is severe: 50% of …
[Read more...] about What Is a Qualified Charitable Distribution and How it Impacts Your RMD
A restricted stock plan is a compensation tool offered by employers to attract and retain key employees. Often times the restricted stock is not owed by the recipient until certain conditions are met, which is often the passage of a specific period of time. During this restricted period, the …
[Read more...] about What You Should Know About an 83(b) Election and Restricted Stock
Traditional IRAs may allow for tax savings in the year of contribution as well as tax-deferred growth for many years to come. Unfortunately, traditional IRAs are also subject to the rules of required minimum distributions. Required minimum distributions are the IRS’s way of saying you have avoided …
[Read more...] about What Retirees Should Know About Required Minimum Distributions
