Investing in a 401(k) is often very easy. But what happens when you want to save money outside a 401(k)? What do you do? Where do you start?
Vanguard recently published a paper suggesting a good financial advisor can add up to 3.0% of additional rates of return, net per year, to a client’s account. That’s 3.0% more than what someone might do on their own. This is Vanguard…. The company that built its empire on low cost […]
You might remember my recent blog, “Financial Planning for the New Parent.” In it, I mention college savings as one of the first things to address when you learn you are expecting a child. Because let’s be honest, the cost of education is likely going up and you need to […]
Most of us know that there is a difference between saving and investing. We hear the two words all the time, but what we don’t know is how they work together, and how those two aspects of our finances should be managed. The difference between saving and investing is simple. If […]